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Hello,
I'm Melissa Rifai
Founder, Loan Originator

NMLS#: 568624

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Melissa Rifai brings over a decade of mortgage industry experience to Hyve Home Loans, where she’s on a mission to make homeownership accessible and empowering for all. Melissa’s journey reflects her deep connection to community and her belief in the power of collaboration. Moving in 2021 from Phoenix Arizona, she and her family now calls Franklin, Tennessee, home, where she’s dedicated to serving local families and business owners with a personalized touch both in Tennessee and her home state of Arizona.

A proud wife and mom, Melissa has been married to her husband, Ziad, since 2008. Together, they’re raising two incredible kids, son Shae and daughter Logan, while balancing a busy life filled with family, work, and giving back to their community.

Melissa’s passion extends beyond the mortgage world—she’s especially committed to supporting women and self-employed business owners as they navigate the unique challenges of financing. Her goal is to help clients not just secure a loan, but to feel truly at home in every sense of the word.

Through Hyve Home Loans, Melissa combines her expertise, love for community, and family-first values to create a company where relationships come first and everyone can feel a deeper sense of connection to their future and success.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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